Cash Diet

Download or read book Cash Diet written by Christopher Savoy, 1st and published by . This book was released on 2021-03-05 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: Once upon a time in America. Families had a healthy fear of banks. Men built their own homes, and they paid cash for the building materials as they worked. Car loans were uncommon, and easy credit was non-existent. Debt was a dirty word. The second mortgage was an indication of financial distress. Fast forward to the twenty-first century. Most Americans carry more debt than savings. The average couple has little or no money set aside for retirement. The "have it all, have it now" mantra is propped up by easy credit, long-term financing, and no-down-payment mortgages. Enter author Christopher Savoy. His upbringing was heavily influenced by the financial practices of generations past. He had everything: stellar grades, a college savings, and a lifetime of financial wisdom curtesy of frugal parents. In spite of every advantage, he managed to make several poor decisions that negatively affected his finances. Career stagnation, debt, and divorce prompted Christopher to re-approach his decision-making paradigm. Cash Diet is a retrospective look at how he returned from the emptiness of debt and career mediocrity to find a fulfilling existence based on the values of simplicity, discipline, and contentment.If you are about to graduate high school or college, dissatisfied with your work and looking for a change, or just plain sick of debt - Cash Diet follows a simple path that can take you from choosing the correct college major all the way to a wealthy retirement. Learn the importance of choosing the right career path the first time. Use the Career Stairstep to get through college debt-free. Avoid debt-creep and find that used vehicle that will allow you to build wealth without the pain of a seven-year car payment. Cash Diet is a simple, no-nonsense guide to managing money with cash, budgets, and careful planning. Cancel your credit cards, trade in your car payment, and find how a Cash Diet can bring you financial stability!