Cash Machine Charges

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Cash Machine Charges

Cash Machine Charges
Author :
Publisher : The Stationery Office
Total Pages : 260
Release :
ISBN-10 : 0215023072
ISBN-13 : 9780215023070
Rating : 4/5 (070 Downloads)

Book Synopsis Cash Machine Charges by : Great Britain. Parliament. House of Commons. Treasury Committee

Download or read book Cash Machine Charges written by Great Britain. Parliament. House of Commons. Treasury Committee and published by The Stationery Office. This book was released on 2005 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: About one third of ATMs now make direct charges to consumers, and in 2004 it is estimated that UK consumers paid £140 million in charges made whilst accessing funds through cash machines. The Committee's report examines the principle and increasing trend towards charging, the clarity of presentation of these charges to the consumer, the likely impact on financial exclusion and low-income households, and key areas for action from government, regulators and the industry. Findings include that although there has been an increase in free machines as well as charging machines, their location and the lack of transparency about which machines make charges hinders genuine competition and consumer choice. Recommendations include that there should be a clearer indication of the amount of surcharge on external signage with standardised labelling for all free and charging machines. The LINK network agreement needs to improve consumer representation and its enforcement mechanisms. The trend towards ATM charges should not be allowed to exacerbate existing financial exclusion, and the Government should ensure that the switch to direct payment of benefits does not disadvantage recipients in their access to cash.


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